CWI Underwriters Blog

According to the Federal Emergency Management Agency (FEMA), around eight million households and many hundreds of thousands of businesses are exposed to flood risk in the country. Indeed ninety percent of all disasters in the United States have some relation to flooding, with Florida's exposure to hurricanes making the state particularly at risk. The numbers stack up: shouldn't you look to include protection against flooding as part of your Florida business insurance package?

You’ll find that protection against flooding is not covered under your businesses property insurance and will need to be bought separately. It’s particularly important to have this coverage if you are situated in a Special Flood Hazard Area. Remember that the damage to your company may include not only property destruction, but also loss of revenue if the damage is severe enough to force you to close down for a lengthy period of time.

Insurance against flooding is a key part of your Florida business insurance and if you don’t yet have this coverage, you should seriously consider purchasing it. To start the research process, why not contact one of our agents to arrange a consultation? Our agent will be able to help with questions you may have on flood insurance or business cover in general.

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