CWI Underwriters Blog

Are you getting affordable insurance for your auto? This list will help you obtain affordable auto insurance . Get your auto insurance policy and compare your savings with this list to see if you are getting all of the savings you are entitled to!

Five Ways to Change Your Current Auto Insurance into Affordable Insurance:

Ø  Get Theft Devices: Most new cars have theft devices. Some are automatic and some have to be started at the touch of a button, but all usually get discounts on auto insurance. Also, some states provide extra discounts for such things as window sketching.

Ø  Ask for a Multiple Car Discount: Did you know sometimes insuring two cars can be the same price as insuring one? If not the same price, insuring another car usually does not cost as much as you may think. If you have two cars, it is very wise to check with your insurance agent, or while obtaining your online insurance quote, to make sure you can get this discount on your car insurance. Also, if you are planning to sell a second car, the cheap car insurance trick would be to keep that car on just liability to get your multiple car discount. Sometimes people are surprised when they call their auto insurance company to take a car off of their insurance, only to find that their price did not go down but possibly increased!

Ø  Make EFT Payments: Many auto insurance companies are now charging up to $5.00 or more for mail payments, but sometimes nothing if you choose to have payments automatically deducted. And, sometimes the deductions can come from your credit card, so you don't have to worry if the money will be in your bank account when payment time comes.

Ø  Watch Your Credit Rating: Another great tip to get affordable auto insurance - keep your credit clean! Yes, a lot of insurance companies are checking your credit and basing your policy on what is found. Make sure you check to see if your credit is in good shape!

Ø  Good Student Discount: Drivers Education can not only give a reasonable discount on your car insurance, but so can good grades. You can report them to your auto insurance company every semester for the discount to be applied to your policy.

For more information on affordable auto insurance, or to contact us, visit our website today! We’re CWI Underwriters, an independent insurance agency based in Plantation, Florida that is ready to take care of all of your insurance needs.